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About The "Cat & Paul" Team:
About The "Cat & Paul" Team - Information about The "Cat & Paul" Team of Valencia, Stevenson Ranch and Santa Clarita, California Testimonials - Read what The 'Cat & Paul' Team's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more California home buying & property selling information is guaranteed by The "Cat & Paul" Team. Privacy Guarantee - This Valencia, Stevenson Ranch and Santa Clarita real estate web site will respect your privacy, guaranteed by The "Cat & Paul" Team. No Obligation Guarantee - The 'Cat & Paul' Team's real estate help by email is free & without obligation for Valencia, Stevenson Ranch and Santa Clarita home owners in California. For Real Estate Agents - Let The "Cat & Paul" Team help you with your professional real estate broker and agent needs in the Valencia, Stevenson Ranch and Santa Clarita area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact The "Cat & Paul" Team. Go to Main Sitemap - Main sitemap sections include Find Valencia, Stevenson Ranch and Santa Clarita Homes, For Home Buyers, For Home Sellers, Valencia, Stevenson Ranch and Santa Clarita Information, Real Estate Resources, and About The "Cat & Paul" Team. 
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What is considered one of the slimmest buildings ever designed?
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| A |
The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high. |
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